Your XRP
starts working.
The XRP that just sat in your wallet finally goes to work for you. Rest easy and let it — nothing moves unless you allow it.


Your wallet stays put. Errand money rides apart.
Your wallet stays yours
Your keys, your balance — untouched. Tidal cannot reach your wallet.
Load only what it may spend
Top it up like a transit card. What you load is all it can ever spend.
Stop anytime
One button ends it on the spot. Whatever is left comes straight back.
Money moves only when two keys turn together, like a bank vault. The water never crosses the line you drew.
During the pilot, Tidal runs on the XRPL Testnet — not real funds.
Why you can trust Tidal
The partners behind Tidal


When dollars are needed, Tidal uses RLUSD — issued by Ripple under a New York (NYDFS) trust charter, backed one-to-one by cash and U.S. Treasuries.
Everything in view, in your hand
You always see what was spent and what remains. When you want it to stop, it stops right there.